Resources
Guides and playbooks for manufacturers who need capital
Written the way we'd explain it on the phone. No jargon, no fluff, no MCA sales pitch.
Browse by topic clusterFunding Requirements Checklist
What underwriters review for all 6 programs: documents, timing, and disqualifiers. Free 3-page PDF.
Get the checklistGlossary
40+ terms defined in plain English — from advance rate to reverse factoring.
Browse termsComparisons
Factoring vs. line of credit, ABL, MCA, PO financing. Side-by-side, honest tradeoffs.
Compare programs8 Articles
Guides and playbooks pulled from the calls we take every week.
Rate Benchmark
What manufacturing funding actually costs. Directional ranges for all 6 programs, updated monthly.
See the benchmarkReadiness Scorecard
8 questions. A 0–100 score. The gaps underwriters will flag, before you apply anywhere.
Check your readinessGuides
How Invoice Factoring Actually Works for Manufacturers
A plain-English walkthrough of invoice factoring for shop owners: what it costs, how it funds, and where it fits alongside other financing.
ReadShould You Buy That Machine Cash or Finance It?
The math on financing vs. paying cash for a $250k CNC, press, or packaging line—covering Section 179, opportunity cost, and cash preservation.
ReadHow to Read a Factoring Term Sheet
Every line that matters on a factoring term sheet—advance rate, fees, minimums, term length, termination, and where the traps hide.
ReadQualifying for Manufacturing Funding with Bad Credit
How shop owners with challenged personal credit still qualify for invoice factoring and PO financing—because the underwriter is looking at your customers, not your FICO.
ReadPlaybooks
When to Use PO Financing (and When Not To)
PO financing pays your suppliers on a confirmed order. Here's when it's the right tool, what margin you need, and how to stack it with factoring.
ReadHow to Escape a Merchant Cash Advance
If you're a manufacturer stuck in one or more MCAs, this is a repeatable playbook for refinancing into factoring and stopping the daily debits.
ReadYou Just Landed a Huge Order. Now What?
The step-by-step playbook for funding a customer order that's 3–5× larger than anything you've delivered before—without giving up equity.
ReadComparisons
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