Privacy Policy
Last updated: September 25, 2026. See every published version.
Please read before submitting any information.
Manufactor Finance is an independent business financing referral service. In most states we share the information you submit with our vetted funding partners, one or more of whom may contact you, so they can evaluate your funding request. In California and Missouri we operate only as a lead generation service and transfer your inquiry to independent funding partners for a fixed fee. If you do not consent to that sharing, do not submit any information through this website, or by phone, email, or SMS. Submitting a form, calling us, or sending us documents constitutes your consent to the practices described in this Policy.
Service area & program availability
City and state pages on this Site indicate markets where Manufactor Finance takes clients. They do not represent a physical office or licensed presence in those cities or states. Services are delivered remotely by our US-based team. Not all funding programs are available in every state to every manufacturer at every stage; program availability, eligibility, and terms are set solely by the funding partner. See our Disclosures for the state-by-state detail.
Cookie & consent recordkeeping
When you accept, reject, or update your cookie preferences, we log an audit event containing a randomly generated browser identifier, timestamp, your choice (analytics/marketing), the policy version, the page path, your user agent, and a daily-salted one-way hash of your IP address. We do not store your raw IP address or any personal identifiers with this record. Consent choices expire after 12 months and you will be asked again.
This Privacy Policy describes how Manufactor Finance ("we," "us," "our") collects, uses, shares, and protects information from visitors, callers, and people who submit a funding request through manufactorfinance.com or related channels.
Information we collect
Information you provide directly, including:
- Contact details: name, business name, email, phone, mailing address, state.
- Business and financial information you choose to share with your funding request: time in business, industry, monthly and annual revenue, credit range, ownership, accounts receivable and invoices, equipment needs, funding amount requested, use of funds, and supporting documents (bank statements, financials, tax returns, invoices, purchase orders, equipment quotes).
- Any additional information you provide during a call, email, SMS exchange, or document submission.
Information collected automatically:
- Technical data such as IP address, device and browser type, referring URL, pages viewed, and timestamps, collected through cookies, pixels, and standard web analytics.
- how you interact with our forms, including which fields you focus, when you check the consent box, and how far you scroll, captured to document your consent.
Information we gather from public sources about a business that contacts us:
- Publicly available business data such as the company website, domain registration, state registry listings, public court dockets, and public web mentions, used to prepare the file for funding partners.
Consent records
When you submit a form, we keep a record of that submission as proof of your consent: a copy of the page as it appeared to you with your typed answers masked, an image of the form area showing the consent text and the checked box, the timing of your interactions with the form, whether the consent text was on your screen when you checked the box, your browser and device details, a one-way hash of your IP address, the version of the site and consent language you saw, and a tamper-evident hash linking the record to the ones before it. We keep these records for 5 years. We may share a read-only copy with the partner that received your request, or with legal counsel, to demonstrate that consent was given.
How we use your information
- Evaluate which funding program(s) may fit your business.
- Contact you by phone, email, and SMS about your inquiry.
- Share your funding request and supporting information with the funding partners considered for it, or transfer your inquiry to independent funding partners in California and Missouri.
- Operate, maintain, secure, and improve our website and services.
- Comply with legal obligations and enforce our terms.
Sharing with funding partners
Because our role is to match manufacturers with the right funding source, information you submit is shared with funding partners such as banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, SBA lenders, and related institutions. A single inquiry may go to more than one funding partner at once, and more than one may contact you. We share only what is reasonably needed for evaluation and underwriting.
In California and Missouri we do not broker, arrange, or negotiate financing. In those states we transfer your inquiry to independent funding partners for a fixed fee, and those partners, not Manufactor Finance, contact you and handle everything after that.
Once your information is shared, each funding partner is an independent controller of that information and will handle it under its own privacy policy and applicable law. Manufactor Finance is not responsible for the privacy practices of those third parties.
If you do not consent to this sharing, do not submit any information to us. You may also ask us at any time to stop sharing your information with additional funding partners going forward; note that we cannot recall information already provided to a partner.
Other parties we share with
- Service providers that support our operations (hosting, database, email/SMS delivery, analytics, CRM, document storage, security), bound to handle information on our behalf.
- Professional advisors (accountants, attorneys, auditors) as needed.
- Government, regulatory, or law-enforcement bodies when required by law, subpoena, or legal process, or to protect our rights, users, or the public.
- A successor entity in the event of a merger, acquisition, financing, or sale of assets.
In most states we share the information you submit with funding partners for evaluation and referral, and those partners compensate us when a referred account activates. In California and Missouri, we transfer your inquiry to independent funding partners for a fixed fee, whether or not you are funded. Both are a "sale" or "sharing" of personal information as those terms are defined under the California Consumer Privacy Act and comparable state laws. You can opt out. See "Your privacy rights" below and the "Do Not Sell or Share My Personal Information" link in the footer.
Categories of personal information collected, sold, and shared
The categories below were sold or shared, as those terms are defined by the California Consumer Privacy Act and comparable state laws, in the preceding 12 months.
| Category | What we collect | Purpose | Sold or shared to | Retention |
|---|---|---|---|---|
| Identifiers | Name, business name, email address, phone number, IP address. | Respond to your request, verify who you are, and prepare your file. | Banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, and SBA lenders. | Up to 24 months after last contact. Consent documentation is kept 5 years and opt-out records 10 years. |
| Professional and business information | Industry, time in business, state of operation, role at the business. | Match your request to programs and partners that fit. | Banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, and SBA lenders. | Up to 24 months after last contact. Consent documentation is kept 5 years and opt-out records 10 years. |
| Commercial and financial information | Revenue, funding amount requested, use of funds, payment terms, credit profile range. | Evaluate eligibility and present program options. | Banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, and SBA lenders. | Up to 24 months, or longer where a funded transaction requires it. Consent documentation is kept 5 years and opt-out records 10 years. |
| Supporting documents | Bank statements, accounts receivable aging, invoices, tax returns, equipment quotes. | Underwriting review by the funding partner you are introduced to. | Banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, and SBA lenders. | Up to 24 months, or longer where a funded transaction requires it. Consent documentation is kept 5 years and opt-out records 10 years. |
| Internet and device activity | Pages viewed, referring source, campaign parameters, cookie and consent events. | Measure site performance and attribute where a request came from. | Analytics and advertising vendors, only after you grant analytics consent. | Cookie consent audit events 12 months; analytics per vendor retention settings. Marketing and contact consent documentation is kept separately for 5 years. |
| Public-source business data | Company details gathered from public websites, registries, and business directories. | Prepare a file summary so a partner call starts with context. | Banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, and SBA lenders. | Up to 24 months after last contact. Consent documentation is kept 5 years and opt-out records 10 years. |
Communications, SMS, AI-assisted outreach & calls (TCPA / CAN-SPAM / A2P 10DLC)
When you check the contact-consent box on our forms, you agree that Manufactor Finance and the funding partners assigned to your file may contact you at the phone number and email you provided, including by automated or AI-assisted calls, prerecorded or artificial voice messages, and recurring SMS/MMS text messages, about your funding request and partner matching. Consent is not a condition of any purchase or service. Message frequency varies. Message and data rates may apply. Reply HELP to any SMS for help, or STOP at any time to opt out of text messages. You can opt out of marketing emails using the unsubscribe link or by contacting us. Our SMS program follows US carrier A2P 10DLC requirements; your mobile information is not shared with third parties or affiliates for their independent marketing purposes.
AI Assistant "Mary": phone, text messages, and live chat
Calls to our published phone number, text messages, and conversations in our website chat may be answered by Mary, our AI assistant, rather than a person. Mary answers general questions as best she can, but her answers can be incomplete or wrong. They are general information, not financial, legal, or tax advice, so confirm anything specific to your business with the funding partner. When you ask to be matched with a funding partner, Mary takes your details and asks for your consent so our team can review your request. Mary does not book appointments or callbacks. If you're asking about becoming a funding partner, Mary shares our partner application and passes your inquiry to our team. Calls and chats may be recorded and transcribed for quality, compliance, and follow-up. Partner sharing applies across every channel: information you give us by phone, chat, SMS, email, or web form is shared with vetted funding partners on the same terms. If you'd rather not interact with an AI assistant, email us and a member of our team will reply.
Cookies, analytics, heatmaps, and session recording
We and our providers use cookies, pixels, and similar technologies to operate the site, remember preferences, measure traffic, and support marketing. You can control cookies through your browser settings; disabling some cookies may affect site functionality.
When you allow analytics cookies, we use Google Analytics 4 (traffic measurement and conversion reporting), PostHog (product analytics, click tracking, and session replay), and Microsoft Clarity (heatmaps, click and scroll maps, and session recordings) to understand how visitors navigate the site so we can improve it. These tools record page views, clicks, scroll depth, and general device and browser information. Text entered into form fields, including your name, email, phone number, and financial details, is masked and never captured in recordings or heatmaps. Google Analytics is configured with IP addresses truncated and without Google Signals or advertising personalization from analytics data. Our CRM provider's external tracking script, which records page visits and sets a session cookie, also loads only with analytics consent.
Chat. Mary's chat loads only when you start it from the chat button and accept the notice. Starting it saves a chat cookie and chat session data in your browser so your conversation follows you between pages, and we remember that you started it for 12 months. The chat is recorded and stored by our CRM provider. You can turn Chat off at any time in cookie preferences, which removes the chat and everything it stored in your browser.
These tools do not load until you grant analytics consent in our cookie banner, and Google tags run under Google consent mode v2 so the analytics, ad, and personalization signals follow the exact categories you choose. You can withdraw consent at any time using the cookie preferences link in the site footer. Recording and analytics collection stop immediately when you do.
If your browser sends a Global Privacy Control signal, we treat it the same as pressing reject in the cookie banner: analytics and marketing tools do not load, and we treat it as an opt-out of the sale and sharing of your personal information. The chat is a separate choice, so a Global Privacy Control signal does not block a chat you start.
Google Search Console
We use Google Search Console to monitor how our pages appear in Google Search. Search Console sets no cookies on this site and does not track individual visitors. Google provides us aggregated, anonymized reporting on search queries, impressions, clicks, average position, and indexing or crawl issues for our own pages. We cannot identify you from that data, and it is not combined with the information you submit through our forms. Google's collection of search activity is governed by Google's Privacy Policy.
Your privacy rights
Depending on where you live (for example, California, Colorado, Connecticut, Virginia, Utah, Texas, and other states with comprehensive privacy laws), you may have the right to:
- Know or access the personal information we hold about you.
- Request correction or deletion, subject to legal exceptions.
- Opt out of the "sale" or "sharing" of personal information and of targeted advertising, as those terms are defined by applicable law.
- Appeal a denial of your request where required by law.
- Not be discriminated against for exercising your rights.
We honor Global Privacy Control browser signals as an opt-out of the sale and sharing of personal information, with no separate request required.
We offer two designated request methods: the online request form at /do-not-sell and our toll-free number (844) 623-1234. You can also email contact@manufactorfinance.com. We verify your request as required by law. Opt-out requests are honored within 15 business days. Access, deletion, and correction requests are answered within 45 days, extendable once by another 45 days if we tell you why we need the extra time. Requests are free and never change the funding options you are shown.
How long we keep it
In plain terms: Three fixed windows, published here and enforced by scheduled jobs: 10 years for opt-out records, 5 years for consent documentation, and 24 months for the general lead record. Clearing the general record never erases your opt-out or the proof of what you consented to.
- Opt-out and do-not-contact records: 10 years from the date you opted out, covering your opt-out request, the do-not-contact flag in our CRM with the reason and date it was set, any STOP reply, and any internal-only marking on your record. Virginia law requires an opt-out be honored for 10 years, and we apply that period in every state
- Consent documentation: 5 years, covering the exact consent wording you were shown, what you agreed to, the time, the IP address, how the consent was captured, the full transcript and our own copy of the recording of any call where consent was given, and any later consent review or reconsent. This matches the Telemarketing Sales Rule and the standard we hold funding partners to
- General lead and inquiry records: up to 24 months after last contact, then deleted or de-identified. This covers business details and funding request specifics; the consent and opt-out fields above are kept past this point on their own schedules
- Contact records, conversations, and any call recordings in our CRM platform: deleted 24 months after last activity, then permanently purged by the platform within 2 months, except do-not-contact flags, which are kept 10 years, and our own copy of a call where consent was given, which is kept 5 years as consent documentation
- Cookie preference choices: 12 months
- Any other operational data: no longer than needed for the purpose it was collected
A legal hold pauses deletion when a dispute or legal matter requires it; held records are deleted when the hold ends.
Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
Children
This site is intended for use by businesses and adults. We do not knowingly collect personal information from children under 13 (or under 16 where applicable).
US-only audience
Our services are offered to businesses located in the United States, and information is processed in the United States. Do not submit information from outside the US.
Changes to this Policy
We may update this Policy from time to time. The "Last updated" date above shows when the current version took effect. Continued use of the site after changes constitutes acceptance of the updated Policy. Material changes are also listed in our policy history page.
Contact
JayBen, LLC dba Manufactor Finance
514 Americas Way #14796, Box Elder, SD 57719
(844) 623-1234 · contact@manufactorfinance.com
Disclosures effective September 25, 2026, version 5.
This Policy is provided for informational purposes and is not legal advice. Please consult your own counsel regarding your specific situation.