Serving American manufacturers coast to coast

US-based manufacturers producing goods domestically, selling B2B or B2G on net-15 to net-90 terms, with at least $25,000 in monthly revenue or a confirmed purchase order that reaches that level. We publish local market detail for 499 metros across 49 states and 16 regions, and the same qualification check applies everywhere.

6 programs: invoice factoring, equipment financing, purchase order financing, asset-based lending (abl), working capital, and sba & term loans. The strongest first look in most markets right now is invoice factoring, but the real match depends on whether your cash gap sits on the receivables side, the equipment side, or the purchase-order side. Compare them all on the funding programs overview.

Underwriters read 4 things first: who owes you money and how reliably they pay, your AR aging, 3 to 6 months of business bank statements, and how your production cycle burns cash. A clean file typically moves from full application to offers in about 1 to 2 weeks, regardless of which state you operate in.

The program sets the clock, not the state. Directional ranges: invoice factoring runs 3–10 days to set up, 24–48 hrs per invoice after; equipment financing runs 5–15 business days; asset-based lending (abl) runs 3–8 weeks. Ranges are directional, not quotes: your actual offer depends on your customers, credit, revenue, and industry.

Yes. The 499 metros on this page are where we publish local industry detail, but our process and funding partner network are the same for any US-based manufacturer producing goods domestically. Services are delivered remotely by US-based specialists; a location page does not represent a physical office or licensed presence.

No. There are no application, origination, or closing fees to you at any stage. Manufactor Finance is an independent business financing referral service, not a bank or lender: our funding partners fairly compensate us for our part only after a referred manufacturer has actually received their funds. Nothing additional is required from you.

No, and no equity is ever taken as part of a referral. Manufactor Finance is an independent business financing referral service that matches US manufacturers to non-dilutive funding programs from our network of vetted US funding partners. The funding partners we refer to are independent institutions; we do not own them and they do not own us.