Terms of Use

By accessing or using manufactorfinance.com (the "Site"), you agree to these Terms of Use. If you do not agree, do not use this Site and do not submit any information to us.

About Manufactor Finance

Manufactor Finance is a US-based business consulting and referral service that helps manufacturers gain access to funding programs that fit their needs. We are not a bank, lender, private equity firm, investor, or direct funder, and nothing on this Site is an offer of credit or a commitment to lend. Content is provided for informational purposes only and is not legal, tax, accounting, or investment advice. See our Disclosures for details.

Service area & program availability

Manufactor Finance publishes location pages for US cities and metro areas where we take consulting clients. A location page does not represent a physical office, storefront, or licensed presence in that city or state; all services are delivered remotely by our US-based specialists. Services are available to US-based manufacturing companies only.

Not all funding programs are available in every state, to every manufacturer, or at every stage of business. Program availability, eligibility, advance rates, pricing, and terms are set solely by the funding partner and vary by state, industry, revenue, time-in- business, ownership, credit profile, use of funds, and buyer concentration. Anything shown on this Site is illustrative and is not a commitment to lend, an offer of credit, or a rate quote.

Submissions & sharing with funding partners

When you submit an application, upload documents, or otherwise share information with us through the Site, by phone, email, or SMS, you acknowledge and agree that we will share that information with one or more vetted funding partners (such as banks, factoring companies, non-bank lenders, equipment finance companies, asset-based lenders, and SBA lenders) for the purpose of evaluating, placing, and underwriting your file. Once shared, each funding partner will handle your information under its own privacy policy and applicable law.

If you do not consent to this sharing, do not submit any information to us. Full details on the information we collect, how we use it, and your privacy rights are described in our Privacy Policy, which is incorporated into these Terms by reference.

You represent that any information you submit is accurate, that you are authorized to provide it on behalf of the business, and that you are at least 18 years old.

Communications consent

By providing your contact information, you consent to receive calls, SMS/MMS messages, and emails from Manufactor Finance and assigned funding partners as described in our Privacy Policy. Message and data rates may apply. Reply STOP to any SMS to opt out.

AI Assistant "Mary"

Some phone calls to our published number and interactions with our website live-chat widget may be answered by Mary, our AI Assistant, rather than a human, depending on live specialist availability. Mary can answer basic questions, take a message, and book a callback with a human specialist. Interactions with Mary may be recorded and transcribed. If you prefer not to interact with an AI assistant, please email us and a human specialist will follow up.

No professional advice; no guarantee of approval

Information on this Site is general in nature. Funding programs, rates, terms, and eligibility are set by third-party funding partners and are subject to their review, documentation, and approval. We do not guarantee approval, funding amount, timing, or specific terms.

Intellectual property

All content on the Site — including text, graphics, logos, images, and software — is owned by Manufactor Finance or its licensors and is protected by US and international intellectual-property laws. All trademarks, product names, and company names or logos referenced are the property of their respective owners; reference to any such marks does not imply affiliation or endorsement unless expressly stated.

Acceptable use

You agree not to misuse the Site, including by submitting false or misleading information, attempting to gain unauthorized access, interfering with security features, scraping content without permission, or using the Site to violate any law.

Disclaimers and limitation of liability

The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. To the fullest extent permitted by law, Manufactor Finance disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement. In no event will Manufactor Finance be liable for any indirect, incidental, consequential, special, or exemplary damages arising out of or related to your use of the Site.

Governing law

These Terms are governed by the laws of the United States and, where applicable, the state in which Manufactor Finance is organized, without regard to conflict-of-law principles.

Changes

We may update these Terms at any time by posting a revised version on this Site. Continued use of the Site after changes take effect constitutes acceptance of the updated Terms.

Contact

Questions about these Terms? Call (844) 623-1234 or use our Contact page.

These Terms are provided for informational purposes and are not legal advice. Please consult your own counsel regarding your specific situation.