Comparisons
Program comparisons, side by side
The tradeoffs that matter when comparing programs
Invoice Factoring vs. Bank Line of Credit
Both give you working capital tied to your receivables. They qualify differently, cost differently, and behave very differently when you're growing fast or having a slow quarter.
See the breakdownInvoice Factoring vs. Merchant Cash Advance (MCA)
MCAs get pitched to manufacturers constantly because they close fast. For a B2B shop that invoices on terms, they're almost always the wrong tool—and often the most expensive money in the market.
See the breakdownInvoice Factoring vs. Asset-Based Lending
Both use your receivables as collateral. ABL is cheaper but comes with covenants, field exams, and reporting overhead most shops under $10M can't support.
See the breakdownEquipment Loan vs. Equipment Lease
The right structure depends on how long you plan to use the machine, whether you want ownership at end of term, and your tax posture
See the breakdownInvoice Factoring vs. Purchase Order Financing
They solve different problems. Factoring turns a completed invoice into cash. PO financing pays your suppliers so you can produce the order in the first place.
See the breakdownSBA Loan vs. Conventional Bank Loan
SBA loans offer longer terms and smaller down payments in exchange for more paperwork and personal guarantees. Conventional loans are faster and lighter but require stronger credit and shorter payback.
See the breakdownReady to keep production moving?
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