Purchase Order Financing · Paints, Coatings & Adhesives
Purchase Order Financing for Paints, Coatings & Adhesives shops
Say yes to the big PO. Our team looks for a funding partner with a purchase order financing structure that fits how you actually run. No equity given up, and no application, origination, or closing fees to you.
Why paints, coatings & adhesives shops choose purchase order financing
You watched resin, titanium dioxide, or solvent prices move 15% in a quarter and had to buy ahead anyway to keep a batch on schedule, all while staying inside EPA VOC limits and OSHA's process safety management rules for flammable storage. None of that shows up as flexibility on your bank statement.
Meanwhile your buyers — paint distributors, industrial OEMs, construction supply chains — are paying you on net-30 to net-60, and a single large adhesive or coatings order for an OEM customer can tie up more cash than your credit line covers.
Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.
What paints, coatings & adhesives shops get
- Take on orders that would otherwise be out of reach
- Doesn't require giving up equity
- Often pairs with invoice factoring for continuous cash flow
How it works
- 1You receive a purchase order from a creditworthy customer
- 2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order
- 3You produce and deliver the goods
- 4The customer pays on the invoice; the financing is repaid and you keep the profit
Cash-flow realities we see in paints, coatings & adhesives
- Resin, solvent, and titanium dioxide price volatility requiring cash pre-buys
- Distributor and industrial OEM customers on net-30 to net-60 payment terms
- EPA VOC compliance and OSHA PSM upgrades for flammable and hazardous storage
- Large custom-formulation OEM orders that outstrip available working capital
- Batch reactor, mixing, and filling equipment replacement and expansion costs
Get referred for purchase order financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based paints, coatings & adhesives shops only
Other programs that fit paints, coatings & adhesives
Invoice Factoring for Paints, Coatings & Adhesives
Explore turning unpaid invoices into working capital instead of waiting on net-60 or net-90
Explore Invoice Factoring for Paints, Coatings & AdhesivesAsset-Based Lending (ABL) for Paints, Coatings & Adhesives
Revolving lines secured by receivables, inventory, and equipment
Explore Asset-Based Lending (ABL) for Paints, Coatings & AdhesivesEquipment Financing for Paints, Coatings & Adhesives
Finance new or used machinery, CNC, robotics, and production lines
Explore Equipment Financing for Paints, Coatings & AdhesivesPurchase Order Financing for other manufacturing niches
Frequently Asked Questions
Yes — purchase order financing is one of the programs we most commonly place for paints, coatings & adhesives shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers. Full mechanics: the Purchase Order Financing program page. Sector overview: Paints, Coatings & Adhesives.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. In most states, funding partners pay us when an account funds or activates; in California and Missouri they instead pay a fixed fee per inquiry, whether or not you are funded. Either way, you pay us nothing.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Coatings and adhesive manufacturers factor invoices to distributors and industrial OEM customers to free up cash for the next resin or solvent purchase instead of waiting 30–60 days for payment.
Purchase order financing or an asset-based working capital line lets you lock in resin, solvent, or titanium dioxide purchases ahead of a price increase without depleting your own cash reserves.
It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.
Ready to keep production moving?
Start with a quick inquiry or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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