Purchase Order Financing · Metal Fabrication
Purchase Order Financing for Metal Fabrication shops
Say yes to the big PO. Our team looks for a funding partner with a purchase order financing structure that fits how you actually run. No equity given up, and no application, origination, or closing fees to you.
Why metal fabrication shops choose purchase order financing
You bought the steel in cash. You paid the welders on Friday. You cut, formed, welded, and shipped it. And now you're staring at a net-60 invoice from a GC or a Tier-1 that won't hit your account until August.
That's not a business problem — that's a working capital problem, and it has a clean fix. Factoring turns those invoices into cash within days. Equipment financing puts the next press brake, laser, or CNC on the floor without draining the checking account.
Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.
What metal fabrication shops get
- Take on orders that would otherwise be out of reach
- Doesn't require giving up equity
- Often pairs with invoice factoring for continuous cash flow
How it works
- 1You receive a purchase order from a creditworthy customer
- 2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order
- 3You produce and deliver the goods
- 4The customer pays on the invoice; the financing is repaid and you keep the profit
Cash-flow realities we see in metal fabrication
- Steel, aluminum, and stainless prices swinging quote-to-quote
- GCs, OEMs, and Tier-1 suppliers on net-60 or net-90 terms
- Capital-intensive CNC, laser, waterjet, and press brake purchases
- Payroll for skilled welders, machinists, and programmers that can't slip
- Progress-billed structural jobs where you're carrying the project
Get referred for purchase order financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based metal fabrication shops only
Other programs that fit metal fabrication
Invoice Factoring for Metal Fabrication
Explore turning unpaid invoices into working capital instead of waiting on net-60 or net-90
Explore Invoice Factoring for Metal FabricationEquipment Financing for Metal Fabrication
Finance new or used machinery, CNC, robotics, and production lines
Explore Equipment Financing for Metal FabricationFrequently Asked Questions
Yes — purchase order financing is one of the programs we most commonly place for metal fabrication shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers. Full mechanics: the Purchase Order Financing program page. Sector overview: Metal Fabrication.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. In most states, funding partners pay us when an account funds or activates; in California and Missouri they instead pay a fixed fee per inquiry, whether or not you are funded. Either way, you pay us nothing.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Used equipment financing is common in metal fab. Age and condition of the machine affect the rate and term, but partners will finance both dealer purchases and private-party deals, including auction buys with an invoice.
Job shops actually fit factoring well. Even small invoices can be factored in batch — often 85–92% advance within a day of invoice submission. The line grows automatically as you invoice more; there's no fixed cap.
It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.
Ready to keep production moving?
Start with a quick inquiry or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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