Purchase Order Financing · Medical Device Manufacturing
Purchase Order Financing for Medical Device Manufacturing shops
Say yes to the big PO. We match medical device manufacturing manufacturers with the purchase order financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.
Why medical device manufacturing shops choose purchase order financing
You spent years and serious money getting a device to market — cleanroom buildout, validation, 510(k) or PMA work, ISO 13485 quality system, the whole stack. Then the invoices go out to hospitals, IDNs, GPOs, and distributors, and the cash comes back in… eventually.
That's the disconnect we solve. Your receivables are strong, your buyers are AAA-credit institutions, and your working capital is still tight because everything pays slowly.
Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.
What medical device manufacturing shops get
- Take on orders that would otherwise be out of reach
- Doesn't require giving up equity
- Often pairs with invoice factoring for continuous cash flow
How it works
- 1You receive a purchase order from a creditworthy customer.
- 2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order.
- 3You produce and deliver the goods.
- 4The customer pays on the invoice; the financing is repaid and you keep the profit.
Cash-flow realities we see in medical device manufacturing
- Hospitals, health systems, IDNs, and GPOs on 60–120 day terms
- Long validation, qualification, and 510(k) timelines that eat cash before revenue
- Cleanroom, tooling, inspection, and sterilization equipment costs
- ISO 13485 / 21 CFR Part 820 quality-system investment and audit cycles
- Distributor consignment and stocking arrangements that delay revenue recognition
Get referred for purchase order financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based medical device manufacturing shops only
Other programs that fit medical device manufacturing
Invoice Factoring for Medical Device Manufacturing
Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.
Explore Invoice Factoring for Medical Device ManufacturingEquipment Financing for Medical Device Manufacturing
Finance new or used machinery, CNC, robotics, and production lines.
Explore Equipment Financing for Medical Device ManufacturingAsset-Based Lending (ABL) for Medical Device Manufacturing
Revolving lines secured by receivables, inventory, and equipment.
Explore Asset-Based Lending (ABL) for Medical Device ManufacturingFrequently Asked Questions
Yes — purchase order financing is one of the programs we most commonly place for medical device manufacturing shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers. Full mechanics: the Purchase Order Financing program page. Sector overview: Medical Device Manufacturing.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Hospital, IDN, and GPO receivables are commonly factored. Because these buyers routinely stretch to 60, 90, even 120 days, factoring is one of the strongest fits in medical device manufacturing.
Yes. Regulatory class doesn't disqualify you — invoice quality, buyer credit, and clean documentation matter more. Partners familiar with 21 CFR Part 820 quality systems make onboarding smoother.
It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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