Is purchase order financing a good fit for medical device manufacturing?

Yes — purchase order financing is one of the programs we most commonly place for medical device manufacturing shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers.

How fast can a medical device manufacturing shop get funded?

It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.

Do you charge medical device manufacturing manufacturers any fees?

No. We are a business consulting service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can we factor invoices to hospitals and GPOs?

Yes. Hospital, IDN, and GPO receivables are commonly factored. Because these buyers routinely stretch to 60, 90, even 120 days, factoring is one of the strongest fits in medical device manufacturing.

Do factoring companies work with FDA Class II and Class III device makers?

Yes. Regulatory class doesn't disqualify you — invoice quality, buyer credit, and clean documentation matter more. Partners familiar with 21 CFR Part 820 quality systems make onboarding smoother.

Is PO financing more expensive than a bank line?

It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.

Cleanroom technicians in bunny suits assembling devices in a US medical device manufacturing facility

Purchase Order Financing · Medical Device Manufacturing

Purchase Order Financing for Medical Device Manufacturing shops

Say yes to the big PO. We match medical device manufacturing manufacturers with the purchase order financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why medical device manufacturing shops choose purchase order financing

You spent years and serious money getting a device to market — cleanroom buildout, validation, 510(k) or PMA work, ISO 13485 quality system, the whole stack. Then the invoices go out to hospitals, IDNs, GPOs, and distributors, and the cash comes back in… eventually.

That's the disconnect we solve. Your receivables are strong, your buyers are AAA-credit institutions, and your working capital is still tight because everything pays slowly.

Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.

What medical device manufacturing shops get

Take on orders that would otherwise be out of reach
Doesn't require giving up equity
Often pairs with invoice factoring for continuous cash flow

How it works

1You receive a purchase order from a creditworthy customer.
2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order.
3You produce and deliver the goods.
4The customer pays on the invoice; the financing is repaid and you keep the profit.

Cash-flow realities we see in medical device manufacturing

Hospitals, health systems, IDNs, and GPOs on 60–120 day terms
Long validation, qualification, and 510(k) timelines that eat cash before revenue
Cleanroom, tooling, inspection, and sterilization equipment costs
ISO 13485 / 21 CFR Part 820 quality-system investment and audit cycles
Distributor consignment and stocking arrangements that delay revenue recognition

Get placed into purchase order financing

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based medical device manufacturing shops only

Quick app for medical device manufacturing

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

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Company

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How much do you need?

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Other programs that fit medical device manufacturing

Invoice Factoring for Medical Device Manufacturing

Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

Explore Invoice Factoring for Medical Device Manufacturing

Equipment Financing for Medical Device Manufacturing

Finance new or used machinery, CNC, robotics, and production lines.

Explore Equipment Financing for Medical Device Manufacturing

Asset-Based Lending (ABL) for Medical Device Manufacturing

Revolving lines secured by receivables, inventory, and equipment.

Explore Asset-Based Lending (ABL) for Medical Device Manufacturing

Purchase Order Financing for other manufacturing niches

Purchase Order Financing for Food & Beverage Manufacturing Purchase Order Financing for Metal Fabrication Purchase Order Financing for Plastics & Injection Molding Purchase Order Financing for Aerospace & Defense Manufacturing

Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

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