Is asset-based lending (abl) a good fit for paints, coatings & adhesives?

Yes — asset-based lending (abl) is one of the programs we most commonly place for paints, coatings & adhesives shops. Established manufacturers with meaningful receivables, inventory, and/or equipment who want a flexible revolving line.

How fast can a paints, coatings & adhesives shop get funded?

It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.

Do you charge paints, coatings & adhesives manufacturers any fees?

No. We are a business consulting service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can a paint or coatings manufacturer use invoice factoring?

Yes. Coatings and adhesive manufacturers factor invoices to distributors and industrial OEM customers to free up cash for the next resin or solvent purchase instead of waiting 30–60 days for payment.

How do manufacturers fund raw material buys during resin price spikes?

Purchase order financing or an asset-based working capital line lets you lock in resin, solvent, or titanium dioxide purchases ahead of a price increase without depleting your own cash reserves.

How is ABL different from factoring?

ABL is a revolving line you draw against; factoring is the outright sale of specific invoices. ABL usually has lower cost of capital but stricter eligibility and monthly reporting requirements.

Batch mixing tanks at a paint and coatings manufacturing facility

Asset-Based Lending (ABL) · Paints, Coatings & Adhesives

Asset-Based Lending (ABL) for Paints, Coatings & Adhesives shops

Borrow against what you already own. We match paints, coatings & adhesives manufacturers with the asset-based lending (abl) structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why paints, coatings & adhesives shops choose asset-based lending (abl)

You watched resin, titanium dioxide, or solvent prices move 15% in a quarter and had to buy ahead anyway to keep a batch on schedule, all while staying inside EPA VOC limits and OSHA's process safety management rules for flammable storage. None of that shows up as flexibility on your bank statement.

Meanwhile your buyers — paint distributors, industrial OEMs, construction supply chains — are paying you on net-30 to net-60, and a single large adhesive or coatings order for an OEM customer can tie up more cash than your credit line covers.

Asset-Based Lending (ABL) is one of the most direct ways to close that gap. Revolving lines secured by receivables, inventory, and equipment.

What paints, coatings & adhesives shops get

Line scales with your business
Often more flexible than traditional bank debt
Rates typically lower than factoring for the right profile

How it works

1The lender evaluates the value of your eligible collateral (AR, inventory, equipment).
2A borrowing base formula determines your available line.
3You draw and repay as needed, with monthly reporting.

Cash-flow realities we see in paints, coatings & adhesives

Resin, solvent, and titanium dioxide price volatility requiring cash pre-buys
Distributor and industrial OEM customers on net-30 to net-60 payment terms
EPA VOC compliance and OSHA PSM upgrades for flammable and hazardous storage
Large custom-formulation OEM orders that outstrip available working capital
Batch reactor, mixing, and filling equipment replacement and expansion costs

Get placed into asset-based lending (abl)

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based paints, coatings & adhesives shops only

Quick app for paints, coatings & adhesives

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

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Company

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How much do you need?

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Other programs that fit paints, coatings & adhesives

Invoice Factoring for Paints, Coatings & Adhesives

Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

Explore Invoice Factoring for Paints, Coatings & Adhesives

Equipment Financing for Paints, Coatings & Adhesives

Finance new or used machinery, CNC, robotics, and production lines.

Explore Equipment Financing for Paints, Coatings & Adhesives

Asset-Based Lending (ABL) for other manufacturing niches

Asset-Based Lending (ABL) for Food & Beverage Manufacturing Asset-Based Lending (ABL) for Medical Device Manufacturing Asset-Based Lending (ABL) for Metal Fabrication Asset-Based Lending (ABL) for Plastics & Injection Molding

Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

AI-assistedDepending on live availability, calls may be answered by Mary, our AI Assistant, who takes a message and books a callback. Or email us instead.