Working Capital · Plastics & Injection Molding
Working Capital for Plastics & Injection Molding shops
Cover the gap between orders and cash. We match plastics & injection molding manufacturers with the working capital structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.
Why plastics & injection molding shops choose working capital
Resin moved again. Your OEM customer just extended terms from net-30 to net-60. And that new automotive or medical program needs a $180K mold before you ever ship a part.
Sound familiar? Plastics is a cash-hungry business — tooling up front, resin priced by the truckload, presses that run 24/7 whether the AP is caught up or not.
Working Capital is one of the most direct ways to close that gap. Short-term capital to bridge payroll, materials, and growth spikes.
What plastics & injection molding shops get
- Fast decisions with minimal paperwork
- Uses vary: payroll, materials, repairs, marketing, buyouts
- No equity given up
How it works
- 1Submit a quick app so we can identify the right program.
- 2Provide bank statements and basic financials.
- 3Receive offers with terms and pricing—choose what fits.
- 4Funds land in your operating account.
Cash-flow realities we see in plastics & injection molding
- Resin, colorant, and additive price swings
- Upfront tooling and mold investment before first part ships
- OEM and Tier-1 customers on extended payment terms
- Press upgrades, automation, and auxiliary equipment (chillers, dryers, robots)
- PPAP, ISIR, and validation cycles that delay revenue on new programs
Get referred for working capital
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based plastics & injection molding shops only
Other programs that fit plastics & injection molding
Invoice Factoring for Plastics & Injection Molding
Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.
Explore Invoice Factoring for Plastics & Injection MoldingEquipment Financing for Plastics & Injection Molding
Finance new or used machinery, CNC, robotics, and production lines.
Explore Equipment Financing for Plastics & Injection MoldingPurchase Order Financing for Plastics & Injection Molding
Get the capital to fulfill large customer orders without straining cash flow.
Explore Purchase Order Financing for Plastics & Injection MoldingFrequently Asked Questions
Yes — working capital is one of the programs we most commonly place for plastics & injection molding shops. Manufacturers who need fast, flexible short-term capital to smooth cash flow or fund a specific opportunity. Full mechanics: the Working Capital program page. Sector overview: Plastics & Injection Molding.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Tooling is a finance-able asset. Lenders will often bundle the mold and press into one equipment loan, especially when the mold is tied to a specific customer program with a clear production forecast.
OEMs and Tier-1s are exactly the kind of buyers factoring is built for. Advance rates land in the 85–92% range and factors advance within 24–48 hours of invoice, so you're not carrying the OEM's payment cycle on your own balance sheet.
Amounts depend on revenue, time in business, and cash flow. Many manufacturers qualify for lines that scale with their monthly deposits.
- Facilities typically range from $25K to $5M.
- Approval leans on monthly revenue and bank activity more than collateral.
- Lines often scale with your average monthly deposits.
- Most programs want at least 6 months in business.
- If you invoice other businesses on terms, compare against invoice factoring.
- Score your readiness to see what size line your revenue supports.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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