Is invoice factoring a good fit for plastics & injection molding?

Yes — invoice factoring is one of the programs we most commonly place for plastics & injection molding shops. Manufacturers with creditworthy commercial or government customers that pay on net-30, net-60, or net-90 terms.

How fast can a plastics & injection molding shop get funded?

It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.

Do you charge plastics & injection molding manufacturers any fees?

No. We are a business consulting service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can I finance a mold as well as the injection press?

Yes. Tooling is a finance-able asset. Lenders will often bundle the mold and press into one equipment loan, especially when the mold is tied to a specific customer program with a clear production forecast.

How does factoring work with OEM automotive customers on net-60?

OEMs and Tier-1s are exactly the kind of buyers factoring is built for. Advance rates land in the 85–92% range and factors advance within 24–48 hours of invoice, so you're not carrying the OEM's payment cycle on your own balance sheet.

Do I need great personal credit to factor invoices?

Not usually. Factoring underwriting weighs the credit of the customers who owe you money much more heavily than your personal credit. Manufacturers with challenged credit are often still approved.

Injection molding press with robotic part removal in a plastics manufacturing plant

Invoice Factoring · Plastics & Injection Molding

Invoice Factoring for Plastics & Injection Molding shops

Get paid now for work you've already delivered. We match plastics & injection molding manufacturers with the invoice factoring structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why plastics & injection molding shops choose invoice factoring

Resin moved again. Your OEM customer just extended terms from net-30 to net-60. And that new automotive or medical program needs a $180K mold before you ever ship a part.

Sound familiar? Plastics is a cash-hungry business — tooling up front, resin priced by the truckload, presses that run 24/7 whether the AP is caught up or not.

Invoice Factoring is one of the most direct ways to close that gap. Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

What plastics & injection molding shops get

Cash within days instead of 30–90 days
Line grows with your sales—no fixed cap
Underwriting focuses on your customers' credit, not just yours
Frees up working capital for materials, payroll, and new orders

How it works

1You invoice your customer as usual after delivery.
2The factoring partner advances a large percentage of that invoice (often 80–95%) within days.
3Your customer pays the factor directly on their normal terms.
4You receive the remaining balance, less a small factoring fee.

Cash-flow realities we see in plastics & injection molding

Resin, colorant, and additive price swings
Upfront tooling and mold investment before first part ships
OEM and Tier-1 customers on extended payment terms
Press upgrades, automation, and auxiliary equipment (chillers, dryers, robots)
PPAP, ISIR, and validation cycles that delay revenue on new programs

Get placed into invoice factoring

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based plastics & injection molding shops only

Quick app for plastics & injection molding

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

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Other programs that fit plastics & injection molding

Equipment Financing for Plastics & Injection Molding

Finance new or used machinery, CNC, robotics, and production lines.

Explore Equipment Financing for Plastics & Injection Molding

Purchase Order Financing for Plastics & Injection Molding

Get the capital to fulfill large customer orders without straining cash flow.

Explore Purchase Order Financing for Plastics & Injection Molding

Invoice Factoring for other manufacturing niches

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Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

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