Working Capital · Aerospace & Defense Manufacturing
Working Capital for Aerospace & Defense Manufacturing shops
Cover the gap between orders and cash. Our team looks for a funding partner with a working capital structure that fits how you actually run. No equity given up, and no application, origination, or closing fees to you.
Why aerospace & defense manufacturing shops choose working capital
You're on a Boeing, Lockheed, RTX, or Northrop program. Or maybe you're a Tier-3 machine shop feeding a Tier-1 you can barely pronounce. Either way, the money is real, the paperwork is thick, and the cash cycle is brutal.
AS9100 audits, ITAR handling, DFARS, source substantiation, first-article inspection — you carry all of that plus long lead-time titanium, Inconel, or aluminum, and then wait on prime-contractor payment cycles that don't care about your payroll date.
Working Capital is one of the most direct ways to close that gap. Short-term capital to bridge payroll, materials, and growth spikes.
What aerospace & defense manufacturing shops get
- Fast decisions with minimal paperwork
- Uses vary: payroll, materials, repairs, marketing, buyouts
- No equity given up
How it works
- 1Submit a quick inquiry so we can identify the right program
- 2Provide bank statements and basic financials
- 3Receive offers with terms and pricing—choose what fits
- 4Funds land in your operating account
Cash-flow realities we see in aerospace & defense manufacturing
- Government and prime-contractor payment cycles (often 45–90 days)
- AS9100, ITAR, DFARS, and CMMC compliance investment
- Long lead-time materials — titanium, Inconel, aluminum plate, castings
- Capital-intensive 5-axis, CMM, and inspection equipment
- First-article and PPAP-style validation cycles before series production
Get referred for working capital
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based aerospace & defense manufacturing shops only
Other programs that fit aerospace & defense manufacturing
Invoice Factoring for Aerospace & Defense Manufacturing
Explore turning unpaid invoices into working capital instead of waiting on net-60 or net-90
Explore Invoice Factoring for Aerospace & Defense ManufacturingAsset-Based Lending (ABL) for Aerospace & Defense Manufacturing
Revolving lines secured by receivables, inventory, and equipment
Explore Asset-Based Lending (ABL) for Aerospace & Defense ManufacturingEquipment Financing for Aerospace & Defense Manufacturing
Finance new or used machinery, CNC, robotics, and production lines
Explore Equipment Financing for Aerospace & Defense ManufacturingWorking Capital for other manufacturing niches
Frequently Asked Questions
Yes — working capital is one of the programs we most commonly place for aerospace & defense manufacturing shops. Manufacturers who need fast, flexible short-term capital to smooth cash flow or fund a specific opportunity. Full mechanics: the Working Capital program page. Sector overview: Aerospace & Defense Manufacturing.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. In most states, funding partners pay us when an account funds or activates; in California and Missouri they instead pay a fixed fee per inquiry, whether or not you are funded. Either way, you pay us nothing.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Government contract factoring requires partners familiar with the Assignment of Claims Act (31 U.S.C. §3727 and FAR 32.8). We match you with lenders that regularly handle prime and sub-prime defense receivables so the paperwork is routine.
Yes. AS9100 registration and ITAR handling are standard for aerospace and defense suppliers we work with. Lenders understand controlled tech data, US-person requirements, and export-controlled inventory.
Amounts depend on revenue, time in business, and cash flow. Many manufacturers qualify for lines that scale with their monthly deposits.
- Facilities typically range from $25K to $5M.
- Approval leans on monthly revenue and bank activity more than collateral.
- Lines often scale with your average monthly deposits.
- Most programs want at least 6 months in business.
- If you invoice other businesses on terms, compare against invoice factoring.
- Score your readiness to see what size line your revenue supports.
Ready to keep production moving?
Start with a quick inquiry or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
AI-assistedCalls, texts, and chats may be answered by Mary, our AI assistant, who takes your details and passes your request to our team. Or email us instead.