Is working capital a good fit for automotive & transportation manufacturing?

Yes — working capital is one of the programs we most commonly place for automotive & transportation manufacturing shops. Manufacturers who need fast, flexible short-term capital to smooth cash flow or fund a specific opportunity.

How fast can a automotive & transportation manufacturing shop get funded?

It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can we factor invoices to Ford, GM, Stellantis, Toyota, or Honda?

Yes. OEM automotive receivables are among the strongest credits in factoring. Advance rates typically land at the high end (88–92%) and fees are competitive because of that credit quality.

Do you fund EV component and battery pack manufacturers?

Yes. EV motors, inverters, battery modules and packs, thermal systems, and charging infrastructure all fit the standard playbook. Equipment financing covers battery test, laser welding, dry room, and formation equipment.

How much can I qualify for?

Amounts depend on revenue, time in business, and cash flow. Many manufacturers qualify for lines that scale with their monthly deposits.

Robotic stamping line producing automotive body parts in a US plant

Working Capital · Automotive & Transportation Manufacturing

Working Capital for Automotive & Transportation Manufacturing shops

Cover the gap between orders and cash. We match automotive & transportation manufacturing manufacturers with the working capital structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why automotive & transportation manufacturing shops choose working capital

OEM programs don't wait. The launch date is the launch date, PPAP is PPAP, and if you can't fund the tooling, the ramp, or the next stamping cell, the OEM finds someone who can.

That's the pressure. Meanwhile, terms have quietly slid from net-45 to net-60 to net-75, EV programs are asking for capacity you don't yet have, and every launch eats cash months before the first serial production invoice.

Working Capital is one of the most direct ways to close that gap. Short-term capital to bridge payroll, materials, and growth spikes.

What automotive & transportation manufacturing shops get

Fast decisions with minimal paperwork
Uses vary: payroll, materials, repairs, marketing, buyouts
No equity given up

How it works

1Submit a quick app so we can identify the right program.
2Provide bank statements and basic financials.
3Receive offers with terms and pricing—choose what fits.
4Funds land in your operating account.

Cash-flow realities we see in automotive & transportation manufacturing

OEM terms of net-60 or longer, sometimes stretched further at quarter-end
PPAP, tooling, and launch costs paid months before serial invoicing begins
Rapid ramp-ups on new programs, especially EV
Steel, aluminum, copper, and battery material price swings
Capacity investments (stamping, welding, assembly, coating lines) demanded by OEMs

Get placed into working capital

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based automotive & transportation manufacturing shops only

Quick app for automotive & transportation manufacturing

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

Your name

Company

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What are you looking to do?

How much do you need?

How soon?

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Consent & disclosures (required — click to review)

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Other programs that fit automotive & transportation manufacturing

Invoice Factoring for Automotive & Transportation Manufacturing

Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

Explore Invoice Factoring for Automotive & Transportation Manufacturing

Purchase Order Financing for Automotive & Transportation Manufacturing

Get the capital to fulfill large customer orders without straining cash flow.

Explore Purchase Order Financing for Automotive & Transportation Manufacturing

Equipment Financing for Automotive & Transportation Manufacturing

Finance new or used machinery, CNC, robotics, and production lines.

Explore Equipment Financing for Automotive & Transportation Manufacturing

Working Capital for other manufacturing niches

Working Capital for Food & Beverage Manufacturing Working Capital for Medical Device Manufacturing Working Capital for Metal Fabrication Working Capital for Plastics & Injection Molding

Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

AI-assistedDepending on live availability, calls may be answered by Mary, our AI Assistant, who takes a message and books a callback. Or email us instead.