Is equipment financing a good fit for automotive & transportation manufacturing?

Yes — equipment financing is one of the programs we most commonly place for automotive & transportation manufacturing shops. Manufacturers buying or replacing machinery, tooling, automation, or vehicles used in production.

How fast can a automotive & transportation manufacturing shop get funded?

It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can we factor invoices to Ford, GM, Stellantis, Toyota, or Honda?

Yes. OEM automotive receivables are among the strongest credits in factoring. Advance rates typically land at the high end (88–92%) and fees are competitive because of that credit quality.

Do you fund EV component and battery pack manufacturers?

Yes. EV motors, inverters, battery modules and packs, thermal systems, and charging infrastructure all fit the standard playbook. Equipment financing covers battery test, laser welding, dry room, and formation equipment.

Can I finance used equipment?

Yes. Many partners finance used equipment, including private-party purchases, though rates and terms depend on the age and condition of the asset.

Robotic stamping line producing automotive body parts in a US plant

Equipment Financing · Automotive & Transportation Manufacturing

Equipment Financing for Automotive & Transportation Manufacturing shops

Add capacity without draining cash. We match automotive & transportation manufacturing manufacturers with the equipment financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why automotive & transportation manufacturing shops choose equipment financing

OEM programs don't wait. The launch date is the launch date, PPAP is PPAP, and if you can't fund the tooling, the ramp, or the next stamping cell, the OEM finds someone who can.

That's the pressure. Meanwhile, terms have quietly slid from net-45 to net-60 to net-75, EV programs are asking for capacity you don't yet have, and every launch eats cash months before the first serial production invoice.

Equipment Financing is one of the most direct ways to close that gap. Finance new or used machinery, CNC, robotics, and production lines.

What automotive & transportation manufacturing shops get

Preserve working capital for materials and payroll
Predictable monthly payments
Potential Section 179 / bonus depreciation benefits (ask your CPA)
Terms typically 24–72 months

How it works

1You identify the equipment (new or used, vendor or private-party).
2We place your file with an equipment lender or lessor that fits your industry and profile.
3You get approved, sign, and the vendor is paid directly.
4You make fixed payments and the equipment goes to work.

Cash-flow realities we see in automotive & transportation manufacturing

OEM terms of net-60 or longer, sometimes stretched further at quarter-end
PPAP, tooling, and launch costs paid months before serial invoicing begins
Rapid ramp-ups on new programs, especially EV
Steel, aluminum, copper, and battery material price swings
Capacity investments (stamping, welding, assembly, coating lines) demanded by OEMs

Get placed into equipment financing

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based automotive & transportation manufacturing shops only

Quick app for automotive & transportation manufacturing

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

Your name

Company

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What are you looking to do?

How much do you need?

How soon?

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Consent & disclosures (required — click to review)

Required — Contact & privacy consent. I give Manufactor Finance permission to contact me about my inquiry and, if it's a fit, to share my information with a vetted funding partner so they can help place my file. I've read and agree to the Privacy Policy and Terms of Use. See our Privacy Policy and Terms of Use.

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Other programs that fit automotive & transportation manufacturing

Invoice Factoring for Automotive & Transportation Manufacturing

Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

Explore Invoice Factoring for Automotive & Transportation Manufacturing

Purchase Order Financing for Automotive & Transportation Manufacturing

Get the capital to fulfill large customer orders without straining cash flow.

Explore Purchase Order Financing for Automotive & Transportation Manufacturing

Equipment Financing for other manufacturing niches

Equipment Financing for Food & Beverage Manufacturing Equipment Financing for Medical Device Manufacturing Equipment Financing for Metal Fabrication Equipment Financing for Plastics & Injection Molding

Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

AI-assistedDepending on live availability, calls may be answered by Mary, our AI Assistant, who takes a message and books a callback. Or email us instead.