Equipment Financing · Automotive & Transportation Manufacturing
Equipment Financing for Automotive & Transportation Manufacturing shops
Add capacity without draining cash. We match automotive & transportation manufacturing manufacturers with the equipment financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.
Why automotive & transportation manufacturing shops choose equipment financing
OEM programs don't wait. The launch date is the launch date, PPAP is PPAP, and if you can't fund the tooling, the ramp, or the next stamping cell, the OEM finds someone who can.
That's the pressure. Meanwhile, terms have quietly slid from net-45 to net-60 to net-75, EV programs are asking for capacity you don't yet have, and every launch eats cash months before the first serial production invoice.
Equipment Financing is one of the most direct ways to close that gap. Finance new or used machinery, CNC, robotics, and production lines.
What automotive & transportation manufacturing shops get
- Preserve working capital for materials and payroll
- Predictable monthly payments
- Potential Section 179 / bonus depreciation benefits (ask your CPA)
- Terms typically 24–72 months
How it works
- 1You identify the equipment (new or used, vendor or private-party).
- 2We refer your inquiry to an equipment lender or lessor that fits your industry and profile.
- 3You get approved, sign, and the vendor is paid directly.
- 4You make fixed payments and the equipment goes to work.
Cash-flow realities we see in automotive & transportation manufacturing
- OEM terms of net-60 or longer, sometimes stretched further at quarter-end
- PPAP, tooling, and launch costs paid months before serial invoicing begins
- Rapid ramp-ups on new programs, especially EV
- Steel, aluminum, copper, and battery material price swings
- Capacity investments (stamping, welding, assembly, coating lines) demanded by OEMs
Get referred for equipment financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based automotive & transportation manufacturing shops only
Other programs that fit automotive & transportation manufacturing
Invoice Factoring for Automotive & Transportation Manufacturing
Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.
Explore Invoice Factoring for Automotive & Transportation ManufacturingPurchase Order Financing for Automotive & Transportation Manufacturing
Get the capital to fulfill large customer orders without straining cash flow.
Explore Purchase Order Financing for Automotive & Transportation ManufacturingEquipment Financing for other manufacturing niches
Frequently Asked Questions
Yes — equipment financing is one of the programs we most commonly place for automotive & transportation manufacturing shops. Manufacturers buying or replacing machinery, tooling, automation, or vehicles used in production. Full mechanics: the Equipment Financing program page. Sector overview: Automotive & Transportation Manufacturing.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. OEM automotive receivables are among the strongest credits in factoring. Advance rates typically land at the high end (88–92%) and fees are competitive because of that credit quality.
Yes. EV motors, inverters, battery modules and packs, thermal systems, and charging infrastructure all fit the standard playbook. Equipment financing covers battery test, laser welding, dry room, and formation equipment.
Yes. Many partners finance used equipment, including private-party purchases, though rates and terms depend on the age and condition of the asset.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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