Purchase Order Financing · Industrial Machinery & Equipment
Purchase Order Financing for Industrial Machinery & Equipment shops
Say yes to the big PO. Our team looks for a funding partner with a purchase order financing structure that fits how you actually run. No equity given up, and no application, origination, or closing fees to you.
Why industrial machinery & equipment shops choose purchase order financing
You quote a six- or nine-month build, take a deposit, and immediately start writing checks — steel, castings, servo motors, PLCs, hydraulics, machined parts from the vendor across town. Progress payments help, but they never quite line up with when your suppliers want to be paid.
Then the machine ships, runs FAT, and your customer still holds retainage for another 30–60 days after acceptance. Meanwhile the next unit is already on the floor and you're doing it all again.
Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.
What industrial machinery & equipment shops get
- Take on orders that would otherwise be out of reach
- Doesn't require giving up equity
- Often pairs with invoice factoring for continuous cash flow
How it works
- 1You receive a purchase order from a creditworthy customer
- 2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order
- 3You produce and deliver the goods
- 4The customer pays on the invoice; the financing is repaid and you keep the profit
Cash-flow realities we see in industrial machinery & equipment
- Long build cycles between deposit and final payment
- Milestone and progress billing that lags supplier terms
- Retainage held 30–60+ days after acceptance and FAT
- Large sub-assembly and long-lead component POs (motors, drives, castings, controls)
- Own-shop capex — CNC, waterjet, welding, paint booth — to keep up with backlog
Get referred for purchase order financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based industrial machinery & equipment shops only
Other programs that fit industrial machinery & equipment
Invoice Factoring for Industrial Machinery & Equipment
Explore turning unpaid invoices into working capital instead of waiting on net-60 or net-90
Explore Invoice Factoring for Industrial Machinery & EquipmentEquipment Financing for Industrial Machinery & Equipment
Finance new or used machinery, CNC, robotics, and production lines
Explore Equipment Financing for Industrial Machinery & EquipmentAsset-Based Lending (ABL) for Industrial Machinery & Equipment
Revolving lines secured by receivables, inventory, and equipment
Explore Asset-Based Lending (ABL) for Industrial Machinery & EquipmentPurchase Order Financing for other manufacturing niches
Frequently Asked Questions
Yes — purchase order financing is one of the programs we most commonly place for industrial machinery & equipment shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers. Full mechanics: the Purchase Order Financing program page. Sector overview: Industrial Machinery & Equipment.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. In most states, funding partners pay us when an account funds or activates; in California and Missouri they instead pay a fixed fee per inquiry, whether or not you are funded. Either way, you pay us nothing.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Progress and milestone invoices factor well when the billing terms are clearly documented in the PO or contract. Factors experienced in capital equipment expect milestone billing and structure advances around it.
Retainage — commonly 5–10% held until acceptance — is typically excluded from the factored advance and released once the customer pays. It's a normal structure and doesn't kill the deal.
It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.
Ready to keep production moving?
Start with a quick inquiry or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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