Is purchase order financing a good fit for industrial machinery & equipment?

Yes — purchase order financing is one of the programs we most commonly place for industrial machinery & equipment shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers.

How fast can a industrial machinery & equipment shop get funded?

It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.

Do you charge industrial machinery & equipment manufacturers any fees?

No. We are a business consulting service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can machine builders factor milestone or progress invoices?

Yes. Progress and milestone invoices factor well when the billing terms are clearly documented in the PO or contract. Factors experienced in capital equipment expect milestone billing and structure advances around it.

How is retainage handled on capital equipment jobs?

Retainage — commonly 5–10% held until acceptance — is typically excluded from the factored advance and released once the customer pays. It's a normal structure and doesn't kill the deal.

Is PO financing more expensive than a bank line?

It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.

US industrial machinery manufacturing plant with overhead cranes and heavy equipment on the floor

Purchase Order Financing · Industrial Machinery & Equipment

Purchase Order Financing for Industrial Machinery & Equipment shops

Say yes to the big PO. We match industrial machinery & equipment manufacturers with the purchase order financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why industrial machinery & equipment shops choose purchase order financing

You quote a six- or nine-month build, take a deposit, and immediately start writing checks — steel, castings, servo motors, PLCs, hydraulics, machined parts from the vendor across town. Progress payments help, but they never quite line up with when your suppliers want to be paid.

Then the machine ships, runs FAT, and your customer still holds retainage for another 30–60 days after acceptance. Meanwhile the next unit is already on the floor and you're doing it all again.

Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.

What industrial machinery & equipment shops get

Take on orders that would otherwise be out of reach
Doesn't require giving up equity
Often pairs with invoice factoring for continuous cash flow

How it works

1You receive a purchase order from a creditworthy customer.
2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order.
3You produce and deliver the goods.
4The customer pays on the invoice; the financing is repaid and you keep the profit.

Cash-flow realities we see in industrial machinery & equipment

Long build cycles between deposit and final payment
Milestone and progress billing that lags supplier terms
Retainage held 30–60+ days after acceptance and FAT
Large sub-assembly and long-lead component POs (motors, drives, castings, controls)
Own-shop capex — CNC, waterjet, welding, paint booth — to keep up with backlog

Get placed into purchase order financing

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based industrial machinery & equipment shops only

Quick app for industrial machinery & equipment

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

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Other programs that fit industrial machinery & equipment

Invoice Factoring for Industrial Machinery & Equipment

Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

Explore Invoice Factoring for Industrial Machinery & Equipment

Equipment Financing for Industrial Machinery & Equipment

Finance new or used machinery, CNC, robotics, and production lines.

Explore Equipment Financing for Industrial Machinery & Equipment

Asset-Based Lending (ABL) for Industrial Machinery & Equipment

Revolving lines secured by receivables, inventory, and equipment.

Explore Asset-Based Lending (ABL) for Industrial Machinery & Equipment

Purchase Order Financing for other manufacturing niches

Purchase Order Financing for Food & Beverage Manufacturing Purchase Order Financing for Medical Device Manufacturing Purchase Order Financing for Metal Fabrication Purchase Order Financing for Plastics & Injection Molding

Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

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