Is purchase order financing a good fit for hvac & refrigeration equipment manufacturing?

Yes — purchase order financing is one of the programs we most commonly place for hvac & refrigeration equipment manufacturing shops. Manufacturers who have a confirmed purchase order from a creditworthy buyer but need capital to buy materials or pay suppliers.

Do I have to give up equity?

No. Every program we place is non-dilutive. You keep 100% ownership of your shop.

Can a residential HVAC or commercial refrigeration manufacturer qualify for factoring?

Yes. Advance rates depend on your distributor or OEM customer's credit, not your plant size. A unit builder invoicing a distributor typically factors as cleanly as a large OEM.

Can PO financing cover copper, compressors, and refrigerant buys?

Yes. PO financing pays your component suppliers directly against confirmed orders so the assembly line keeps fed through seasonal spikes.

Is PO financing more expensive than a bank line?

It typically costs more than a traditional bank line, but it's often the difference between accepting a large order or turning it down. The profit on the order usually more than covers the cost.

US HVAC and refrigeration equipment plant assembling air conditioning units and condensers

Purchase Order Financing · HVAC & Refrigeration Equipment Manufacturing

Purchase Order Financing for HVAC & Refrigeration Equipment Manufacturing shops

Say yes to the big PO. We match hvac & refrigeration equipment manufacturing manufacturers with the purchase order financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.

Start a Quick App Call (844) 623-1234

Why hvac & refrigeration equipment manufacturing shops choose purchase order financing

You're building residential HVAC, commercial refrigeration, heat pumps, and air-handling units against a seasonal calendar — copper, sheet metal, compressors, and controls bought in volume, then shipped to distributors and OEMs who pay 45, 60, sometimes 90 days later.

Summer and winter demand peaks front huge material and labor cost while the receivables lag into the next quarter. Distributor concentration is real, and refrigerant and component lead times add pressure.

Purchase Order Financing is one of the most direct ways to close that gap. Get the capital to fulfill large customer orders without straining cash flow.

What hvac & refrigeration equipment manufacturing shops get

Take on orders that would otherwise be out of reach
Doesn't require giving up equity
Often pairs with invoice factoring for continuous cash flow

How it works

1You receive a purchase order from a creditworthy customer.
2The PO financing partner pays your suppliers (directly or via letter of credit) so you can produce the order.
3You produce and deliver the goods.
4The customer pays on the invoice; the financing is repaid and you keep the profit.

Cash-flow realities we see in hvac & refrigeration equipment manufacturing

Distributor and OEM customers on net-30 to net-90 terms
Seasonal demand peaks fronting material and labor cost
Copper, steel, compressor, and refrigerant pre-buys
Distributor concentration in one or two large accounts
Equipment and facility capex for assembly lines and test cells

Get placed into purchase order financing

Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.

✓ No application, origination, or closing fees
✓ No equity given up
✓ US-based hvac & refrigeration equipment manufacturing shops only

Quick app for hvac & refrigeration equipment manufacturing

Takes about 30 seconds. We'll match you with the right funding partner — no obligation.

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Other programs that fit hvac & refrigeration equipment manufacturing

Invoice Factoring for HVAC & Refrigeration Equipment Manufacturing

Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.

Explore Invoice Factoring for HVAC & Refrigeration Equipment Manufacturing

Equipment Financing for HVAC & Refrigeration Equipment Manufacturing

Finance new or used machinery, CNC, robotics, and production lines.

Explore Equipment Financing for HVAC & Refrigeration Equipment Manufacturing

Purchase Order Financing for other manufacturing niches

Purchase Order Financing for Food & Beverage Manufacturing Purchase Order Financing for Medical Device Manufacturing Purchase Order Financing for Metal Fabrication Purchase Order Financing for Plastics & Injection Molding

Frequently Asked Questions

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires—at no charge.

Start the Conversation Call (844) 623-1234

Apply. Fund. Deliver. — No obligation.

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