Invoice Factoring · Packaging Manufacturing
Invoice Factoring for Packaging Manufacturing shops
Get paid now for work you've already delivered. We match packaging manufacturing manufacturers with the invoice factoring structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.
Why packaging manufacturing shops choose invoice factoring
The mill wants payment in 15 days. Your CPG brand customer wants terms in 45 or 60. Meanwhile the flexo press runs three shifts and payroll doesn't slow down for anyone's AP department.
Corrugated converters, folding carton producers, flexible packaging, labels, and pouch makers all run capital-intensive businesses where paper, film, and ink move faster than customer payments.
Invoice Factoring is one of the most direct ways to close that gap. Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.
What packaging manufacturing shops get
- Cash within days instead of 30–90 days
- Line grows with your sales—no fixed cap
- Underwriting focuses on your customers' credit, not just yours
- Frees up working capital for materials, payroll, and new orders
How it works
- 1You invoice your customer as usual after delivery.
- 2The factoring partner advances a large percentage of that invoice (often 80–95%) within days.
- 3Your customer pays the factor directly on their normal terms.
- 4You receive the remaining balance, less a small factoring fee.
Cash-flow realities we see in packaging manufacturing
- Paper, board, film, resin, and ink price swings
- CPG brand and retail customers on net-30 to net-60 terms
- Press, die-cut, laminator, and finishing equipment investment
- Plate, die, and tooling costs paid upfront for each new SKU
- Roll stock and finished goods inventory sitting between mill and customer
Get referred for invoice factoring
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based packaging manufacturing shops only
Other programs that fit packaging manufacturing
Equipment Financing for Packaging Manufacturing
Finance new or used machinery, CNC, robotics, and production lines.
Explore Equipment Financing for Packaging ManufacturingPurchase Order Financing for Packaging Manufacturing
Get the capital to fulfill large customer orders without straining cash flow.
Explore Purchase Order Financing for Packaging ManufacturingInvoice Factoring for other manufacturing niches
Frequently Asked Questions
Yes — invoice factoring is one of the programs we most commonly place for packaging manufacturing shops. Manufacturers with creditworthy commercial or government customers that pay on net-30, net-60, or net-90 terms. Full mechanics: the Invoice Factoring program page. Sector overview: Packaging Manufacturing.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. CPG brand receivables (food, beverage, personal care, household) are among the cleanest to factor. Advance rates typically land at 85–92% with rates driven by volume and buyer mix.
Yes. Corrugated (sheet plants and integrated), folding carton, flexible film and pouches, pressure-sensitive and shrink labels, and rigid packaging all fit the same factoring, PO financing, and equipment financing playbook.
Not usually. Factoring underwriting weighs the credit of the customers who owe you money much more heavily than your personal credit. Manufacturers with challenged credit are often still approved.
- Underwriting focuses on your customers' credit and payment history, not yours.
- Challenged personal credit, thin files, and past bankruptcies can still qualify.
- You need B2B or B2G invoices on net-15 to net-90 terms.
- Baseline volume is about $25K or more in monthly revenue.
- Not sure your file clears it? Score your readiness first.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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