What is underwriting?
Underwriting: The funder's review of your business, financials, customers, and collateral before approval.
How it works
For factoring, underwriting focuses on your customer credit and invoice quality; approval in 3–7 days is typical. For ABL and bank debt, expect 30–60 days plus a field exam.
Underwriting questions
The funder's review of your business, financials, customers, and collateral before approval.
For factoring, underwriting focuses on your customer credit and invoice quality; approval in 3–7 days is typical. For ABL and bank debt, expect 30–60 days plus a field exam.
Funding Requirements Checklist for US manufacturers
See exactly what underwriters actually look at — for factoring, PO financing, equipment, working capital, ABL, and SBA — before you fill out a single application.
- What documents you need for each program
- Typical time-to-fund by program
- Common disqualifiers worth knowing up front
- How Manufactor Finance is compensated — $0 fees to you
Talk to a funding consultant
Questions before you apply? A consultant can walk through this checklist with you, no pressure and no obligation.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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