What is sba 504 loan?
SBA 504 Loan: A fixed-rate SBA program for owner-occupied real estate and large equipment purchases.
How it works
Structured as 50% bank / 40% CDC / 10% borrower. Long amortization and below-market fixed rates make it the go-to for buying a manufacturing building or a $500k+ machine you plan to keep.
Where you will run into it
SBA 504 Loan comes up most often in sba & term loans conversations. See how sba & term loans works, including real cost ranges and timelines.
Related terms
SBA 504 Loan questions
A fixed-rate SBA program for owner-occupied real estate and large equipment purchases.
Structured as 50% bank / 40% CDC / 10% borrower. Long amortization and below-market fixed rates make it the go-to for buying a manufacturing building or a $500k+ machine you plan to keep.
Funding Requirements Checklist for US manufacturers
See exactly what underwriters actually look at for factoring, PO financing, equipment, working capital, ABL, and SBA before you fill out a single application
- What documents you need for each program
- Typical time-to-fund by program
- Common disqualifiers worth knowing up front
- How Manufactor Finance is compensated — $0 fees to you
Questions before you apply?
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