What is sale-leaseback?
Sale-Leaseback: Selling machinery you already own to a funder and leasing it back for working capital.
How it works
Useful when you have paid-off equipment but need cash for growth. You keep operating the equipment and pay a monthly lease; the funder holds the title until the buyout at end of term.
Where you will run into it
Sale-Leaseback comes up most often in equipment financing conversations. See how equipment financing works, including real cost ranges and timelines.
Related terms
Sale-Leaseback questions
Selling machinery you already own to a funder and leasing it back for working capital.
Useful when you have paid-off equipment but need cash for growth. You keep operating the equipment and pay a monthly lease; the funder holds the title until the buyout at end of term.
Funding Requirements Checklist for US manufacturers
See exactly what underwriters actually look at — for factoring, PO financing, equipment, working capital, ABL, and SBA — before you fill out a single application.
- What documents you need for each program
- Typical time-to-fund by program
- Common disqualifiers worth knowing up front
- How Manufactor Finance is compensated — $0 fees to you
Talk to a funding consultant
Questions before you apply? A consultant can walk through this checklist with you, no pressure and no obligation.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
AI-assistedDepending on live availability, calls may be answered by Mary, our AI Assistant, who takes a message and books a callback. Or email us instead.