What is debt financing?
Debt Financing: Any funding you repay from operations—loans, leases, lines, and factoring facilities.
How it works
Debt keeps ownership intact and, when structured to match your cash cycle, is far cheaper than equity. The wrong debt (daily-repayment MCAs, mismatched terms) can be worse than equity; the right debt is the cheapest capital in the stack.
Related terms
Debt Financing questions
Any funding you repay from operations—loans, leases, lines, and factoring facilities.
Debt keeps ownership intact and, when structured to match your cash cycle, is far cheaper than equity. The wrong debt (daily-repayment MCAs, mismatched terms) can be worse than equity; the right debt is the cheapest capital in the stack.
Funding Requirements Checklist for US manufacturers
See exactly what underwriters actually look at for factoring, PO financing, equipment, working capital, ABL, and SBA before you fill out a single application
- What documents you need for each program
- Typical time-to-fund by program
- Common disqualifiers worth knowing up front
- How Manufactor Finance is compensated — $0 fees to you
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