What is referral service vs broker?
Referral service vs broker: A referral service passes your inquiry to funding partners who present their own offers. A broker negotiates and arranges the transaction for you.
How it works
Manufactor Finance is a referral service. We collect your inquiry with your consent, qualify it, and refer it to up to 3 funding partners. Those partners communicate every offer, rate, term, and state disclosure directly to you. We do not quote rates or terms, compare or rank offers, negotiate, or prepare a partner's application. Partners pay us a referral fee when a referred account funds or activates, and what a partner pays never affects which partners receive your inquiry.
Referral service vs broker questions
A referral service passes your inquiry to funding partners who present their own offers. A broker negotiates and arranges the transaction for you.
Manufactor Finance is a referral service. We collect your inquiry with your consent, qualify it, and refer it to up to 3 funding partners. Those partners communicate every offer, rate, term, and state disclosure directly to you. We do not quote rates or terms, compare or rank offers, negotiate, or prepare a partner's application. Partners pay us a referral fee when a referred account funds or activates, and what a partner pays never affects which partners receive your inquiry.
Funding Requirements Checklist for US manufacturers
See exactly what underwriters actually look at — for factoring, PO financing, equipment, working capital, ABL, and SBA — before you fill out a single application.
- What documents you need for each program
- Typical time-to-fund by program
- Common disqualifiers worth knowing up front
- How Manufactor Finance is compensated — $0 fees to you
Talk to a funding specialist
Questions before you apply? A specialist can walk through this checklist with you, no pressure and no obligation.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
AI-assistedDepending on live availability, calls may be answered by Mary, our AI Assistant, who takes a message and books a callback. Or email us instead.