What is borrowing base?
Borrowing Base: The formula that tells an ABL lender how much you can draw today.
How it works
A typical formula: 85% of eligible receivables + 50% of eligible inventory − reserves. You submit a borrowing-base certificate weekly or monthly, and availability moves with your book.
Where you will run into it
Borrowing Base comes up most often in asset-based lending (abl) conversations. See how asset-based lending (abl) works, including real cost ranges and timelines.
Related terms
Borrowing Base questions
The formula that tells an ABL lender how much you can draw today.
A typical formula: 85% of eligible receivables + 50% of eligible inventory − reserves. You submit a borrowing-base certificate weekly or monthly, and availability moves with your book.
Funding Requirements Checklist for US manufacturers
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