Equipment Financing · Precision Machining & Machine Shops
Equipment Financing for Precision Machining & Machine Shops shops
Add capacity without draining cash. We match precision machining & machine shops manufacturers with the equipment financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.
Why precision machining & machine shops shops choose equipment financing
You're running CNC mills, lathes, Swiss turns, and grinders against OEM and tier-supplier POs. You buy bar stock, tooling, and inserts on your dime, run the parts, and ship to customers — aerospace, medical, automotive, defense — who pay 45, 60, sometimes 90 days later.
It's a job-shop cash cycle: every new PO is a material buy and a tooling spend before the first chip flies, and your biggest customers are often the slowest payers. One aerospace or medical prime can dominate your book for a quarter.
Equipment Financing is one of the most direct ways to close that gap. Finance new or used machinery, CNC, robotics, and production lines.
What precision machining & machine shops shops get
- Preserve working capital for materials and payroll
- Predictable monthly payments
- Potential Section 179 / bonus depreciation benefits (ask your CPA)
- Terms typically 24–72 months
How it works
- 1You identify the equipment (new or used, vendor or private-party).
- 2We refer your inquiry to an equipment lender or lessor that fits your industry and profile.
- 3You get approved, sign, and the vendor is paid directly.
- 4You make fixed payments and the equipment goes to work.
Cash-flow realities we see in precision machining & machine shops
- OEM and tier-supplier customers on net-30 to net-90 terms
- Bar stock, tooling, and insert pre-buys for every new job
- Customer concentration in one aerospace, medical, or automotive prime
- Long-cycle jobs with milestone billing and retainage
- Equipment capex for mills, lathes, grinders, and machining centers
Get referred for equipment financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based precision machining & machine shops shops only
Other programs that fit precision machining & machine shops
Invoice Factoring for Precision Machining & Machine Shops
Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.
Explore Invoice Factoring for Precision Machining & Machine ShopsPurchase Order Financing for Precision Machining & Machine Shops
Get the capital to fulfill large customer orders without straining cash flow.
Explore Purchase Order Financing for Precision Machining & Machine ShopsEquipment Financing for other manufacturing niches
Frequently Asked Questions
Yes — equipment financing is one of the programs we most commonly place for precision machining & machine shops shops. Manufacturers buying or replacing machinery, tooling, automation, or vehicles used in production. Full mechanics: the Equipment Financing program page. Sector overview: Precision Machining & Machine Shops.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
Yes. Advance rates depend on your customer's credit, not your shop size. A 10-spindle job shop invoicing a tier supplier or prime typically factors as cleanly as a large machining center.
Yes. Primes on net-60 to net-90 are common factoring customers — the factor underwrites the prime's credit and structures the advance around their payment cycle.
Yes. Many partners finance used equipment, including private-party purchases, though rates and terms depend on the age and condition of the asset.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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