Equipment Financing · Cannabis & Hemp Processing
Equipment Financing for Cannabis & Hemp Processing shops
Add capacity without draining cash. We match cannabis & hemp processing manufacturers with the equipment financing structure that fits how you actually run — no equity given up, no application, origination, or closing fees to you.
Why cannabis & hemp processing shops choose equipment financing
If you're processing hemp under the 0.3% THC federal threshold — CBD extraction, fiber, grain, or hemp-derived ingredients — you're operating a legal federal business and a real slice of the financing market is open to you: equipment financing, invoice factoring on non-plant-touching receivables, and working capital lines from lenders who understand the crop.
If you're a state-licensed THC cultivator, processor, or dispensary supplier, the picture is different, and we're not going to sugarcoat it. Because cannabis is still a Schedule I substance federally, SBA loans and most bank credit, and the majority of factoring facilities, are simply off the table for plant-touching activity — that's a federal restriction, not a reflection of your business quality.
Equipment Financing is one of the most direct ways to close that gap. Finance new or used machinery, CNC, robotics, and production lines.
What cannabis & hemp processing shops get
- Preserve working capital for materials and payroll
- Predictable monthly payments
- Potential Section 179 / bonus depreciation benefits (ask your CPA)
- Terms typically 24–72 months
How it works
- 1You identify the equipment (new or used, vendor or private-party).
- 2We refer your inquiry to an equipment lender or lessor that fits your industry and profile.
- 3You get approved, sign, and the vendor is paid directly.
- 4You make fixed payments and the equipment goes to work.
Cash-flow realities we see in cannabis & hemp processing
- No access to SBA loans or most bank credit for state-licensed, plant-touching THC operations
- Limited factoring and asset-based lending availability due to federal illegality of cannabis
- 280E tax treatment compressing after-tax cash even when revenue is strong
- Cash-intensive operations from limited banking access adding security and handling costs
- Extraction, drying, and processing equipment costs with few conventional financing sources
Get referred for equipment financing
Tell us the basics. We'll confirm the fit and tell you exactly what this program requires before you fill anything long.
- ✓ No application, origination, or closing fees
- ✓ No equity given up
- ✓ US-based cannabis & hemp processing shops only
Other programs that fit cannabis & hemp processing
Invoice Factoring for Cannabis & Hemp Processing
Turn unpaid invoices into cash today—stop waiting on net-60 or net-90.
Explore Invoice Factoring for Cannabis & Hemp ProcessingAsset-Based Lending (ABL) for Cannabis & Hemp Processing
Revolving lines secured by receivables, inventory, and equipment.
Explore Asset-Based Lending (ABL) for Cannabis & Hemp ProcessingEquipment Financing for other manufacturing niches
Frequently Asked Questions
Yes — equipment financing is one of the programs we most commonly place for cannabis & hemp processing shops. Manufacturers buying or replacing machinery, tooling, automation, or vehicles used in production. Full mechanics: the Equipment Financing program page. Sector overview: Cannabis & Hemp Processing.
It depends on the program. Factoring often funds within days of account setup; equipment and working capital usually run days to a couple of weeks; SBA and larger term loans take longer. We tell you the real timeline up front.
No. We are an independent business financing referral service and are not paid by you. Our funding partners compensate us only after a referred manufacturer actually receives their funds.
No. Every program we refer is non-dilutive. You keep 100% ownership of your shop.
State-licensed, plant-touching THC businesses cannot get SBA loans because cannabis remains a Schedule I controlled substance federally and SBA programs require federal legality. Federally legal hemp processors under the 0.3% THC threshold may qualify for SBA and other bank programs on the same basis as any manufacturer.
Rarely, and only in limited cases. Most factoring companies decline plant-touching cannabis receivables due to federal illegality and banking restrictions. Some ancillary or hemp-derived revenue tied to the same operator may still be factorable if it's cleanly separated from THC sales.
Yes. Many partners finance used equipment, including private-party purchases, though rates and terms depend on the age and condition of the asset.
Ready to keep production moving?
Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.
Apply. Fund. Deliver. No obligation.
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