What is broker vs consultant?

Broker vs Consultant: A broker submits your file to whoever pays them most. A consultant matches you to the right program and stays with the file.

How it works

Regulation of both is light. What matters: does the person disclose how they're paid, do they represent more than one funder, and do they stay involved after the deal closes? We disclose compensation, work with dozens of funders, and stay on the account through renewal.

Broker vs Consultant questions

A broker submits your file to whoever pays them most. A consultant matches you to the right program and stays with the file.

Regulation of both is light. What matters: does the person disclose how they're paid, do they represent more than one funder, and do they stay involved after the deal closes? We disclose compensation, work with dozens of funders, and stay on the account through renewal.

Free PDF

Funding Requirements Checklist for US manufacturers

See exactly what underwriters actually look at — for factoring, PO financing, equipment, working capital, ABL, and SBA — before you fill out a single application.

  • What documents you need for each program
  • Typical time-to-fund by program
  • Common disqualifiers worth knowing up front
  • How Manufactor Finance is compensated — $0 fees to you
3-page PDF · No application, origination, or closing fees to you · We're a independent broker, not a bank.
See the full requirements breakdown

Send me the checklist

Instant download after you submit. We'll also email a copy.

Consent & disclosures (required — click to review)
Consent and disclosures

No phone number provided — we'll reply by email only. Add a phone above if you'd also like a call or text.

Manufactor Finance is an independent commercial finance broker — not a bank, lender, private equity firm, or investor.

No pressure, no obligation, no fees to you.

Educational only — not an offer to lend or a rate quote. Downloading a free guide or tool does not create a brokerage, advisory, or fiduciary relationship with Manufactor Finance.

Talk to a funding consultant

Questions before you apply? A consultant can walk through this checklist with you, no pressure and no obligation.

Ready to keep production moving?

Start with a quick app or a phone call. We'll tell you exactly what the right program requires. At no charge.

Apply. Fund. Deliver. No obligation.

AI-assistedDepending on live availability, calls may be answered by Mary, our AI Assistant, who takes a message and books a callback. Or email us instead.

Calls may be answered by our AI Assistant Mary. Email instead